Discover Card problems - HomeModders.com

ScrapinSTi · 02-13-2008, 08:24 PM

So I have a zero interest CC that is coming up on its end with Bank of America... So I decide to try and find another card to roll it into... I find that Discover has good offers... So I apply... and in my application, i put the balance transfer amount that I want... Hit submit... SWEEET! APPROVED!

Get my card in the mail a few days later... My credit limit is 1/3 of what the balance transfer is for... I'm like WTF!? Why did it say approved? I call, and they are like "oh yeah, you are approved for X. I see you want to do a balance transfer of X*3, but because of your credit limit we cant do that. Would you still like to transfer X from your other bank onto this one?"

So I say no, cancel the card, and you have now FUCKED my credit because now i just opened a CC and closed it for no reason... GREAT...

I wonder if i can get a no interest extension on my current card...

FUCK DISCOVER CARD. FUCK THEM IN THEIR STUPID ASSES.

Bob Vila · 02-13-2008, 11:17 PM

They did the same to me. They keep calling back asking why I cancelled. LOLWHYDOYOUTHINKASSHATS?

briansol · 02-14-2008, 04:48 AM

discover is really low on credit limits. I've had a discover card since i was 18 pretty much. i think i got it with a $500 limit back then. today its up to a whopping $4300.

my chase mastercard i got when i was like 21 started at $1000 and today i have a $25,000 limit on it. lol

ScrapinSTi · 02-14-2008, 02:14 PM

Thats ironic... because my ex wife had a chase card with $2k... would not raise her limit... Discover on the other hand CONSTANTLY raises her limit... I got a notice in the mail a few months ago adressed to her, and not paying attention opened it thinking it was junk mail, and saw they upped her limit to $15,000... Which amazes me because she cant make more than $30k/year... And probably owes them like 10k already...

James · 02-14-2008, 10:32 PM

State Farms' Visa can suck my sack too. The more I use it, the more my minimum payment goes up. It randomly jumps up from 60, to 90, to 115 to 150.

ScrapinSTi · 02-15-2008, 07:58 AM

ummm are you paying it off when you use it? lol

Bob Vila · 02-15-2008, 01:46 PM

Quote:

Originally Posted by James

State Farms' Visa can suck my sack too. The more I use it, the more my minimum payment goes up. It randomly jumps up from 60, to 90, to 115 to 150.

You have a variable rate based on the prime rate.

sphipps · 02-22-2008, 10:59 AM

Credit cards...what are those????

eg6sir · 03-04-2008, 11:44 AM

Quote:

Originally Posted by sphipps

Credit cards...what are those????

exactly.. i own none

fred333 · 05-01-2008, 12:52 PM

I am not a big fan of them either. nothing but trouble.

02-13-2008, 08:24 PM	#1
ScrapinSTi Senior Member Join Date: Aug 2007 Location: In Debt. Posts: 240 Rep Power: 2	Discover Card problems So I have a zero interest CC that is coming up on its end with Bank of America... So I decide to try and find another card to roll it into... I find that Discover has good offers... So I apply... and in my application, i put the balance transfer amount that I want... Hit submit... SWEEET! APPROVED! Get my card in the mail a few days later... My credit limit is 1/3 of what the balance transfer is for... I'm like WTF!? Why did it say approved? I call, and they are like "oh yeah, you are approved for X. I see you want to do a balance transfer of X*3, but because of your credit limit we cant do that. Would you still like to transfer X from your other bank onto this one?" So I say no, cancel the card, and you have now FUCKED my credit because now i just opened a CC and closed it for no reason... GREAT... I wonder if i can get a no interest extension on my current card... FUCK DISCOVER CARD. FUCK THEM IN THEIR STUPID ASSES.

02-13-2008, 11:17 PM	#2
Bob Vila Senior Member Join Date: Aug 2007 Location: In a house Posts: 105 Rep Power: 2	They did the same to me. They keep calling back asking why I cancelled. LOLWHYDOYOUTHINKASSHATS? __________________ Bow to my presence...

02-14-2008, 04:48 AM	#3
briansol Administrator Join Date: Aug 2007 Location: Central CT Age: 28 Posts: 432 Rep Power: 10	discover is really low on credit limits. I've had a discover card since i was 18 pretty much. i think i got it with a $500 limit back then. today its up to a whopping $4300. my chase mastercard i got when i was like 21 started at $1000 and today i have a $25,000 limit on it. lol __________________ 1997 2050sqft Split Level

02-14-2008, 10:32 PM	#5
James Slacking off in the house Join Date: Aug 2007 Location: In IN Posts: 217 Rep Power: 2	State Farms' Visa can suck my sack too. The more I use it, the more my minimum payment goes up. It randomly jumps up from 60, to 90, to 115 to 150. __________________ 1927 2200 sq feet 3 story renovation project. Done Washing Machine - 10.27.07 Windows Install - 02.13.08 (New) Gas Oven - 11.22.08 Needs to be Done Put in the (new) dryer Uh... Alot more.

02-22-2008, 10:59 AM	#8
sphipps Junior Member Join Date: Dec 2007 Location: Baltic, CT Age: 38 Posts: 15 Rep Power: 0	Credit cards...what are those???? __________________ Steve

02-14-2008, 02:14 PM	#4
ScrapinSTi Senior Member Join Date: Aug 2007 Location: In Debt. Posts: 240 Rep Power: 2	Thats ironic... because my ex wife had a chase card with $2k... would not raise her limit... Discover on the other hand CONSTANTLY raises her limit... I got a notice in the mail a few months ago adressed to her, and not paying attention opened it thinking it was junk mail, and saw they upped her limit to $15,000... Which amazes me because she cant make more than $30k/year... And probably owes them like 10k already...

02-15-2008, 07:58 AM	#6
ScrapinSTi Senior Member Join Date: Aug 2007 Location: In Debt. Posts: 240 Rep Power: 2	ummm are you paying it off when you use it? lol

05-01-2008, 12:52 PM	#10
fred333 Junior Member Join Date: Apr 2008 Posts: 24 Rep Power: 0	I am not a big fan of them either. nothing but trouble. __________________ Looking for some good credit card counseling.